SZA’s “BMF” is a vibrant and sultry track that explores themes of intense attraction, desire, and the complexities of modern relationships. The song’s title, often associated with “Blowin’ Money Fast” or inspired by the TV show “Black Mafia Family,” sets the tone for a narrative of indulgence and passion.
The lyrics weave a dynamic of admiration and vulnerability, with SZA drawn to a charismatic figure while maintaining her independence and acknowledging the fleeting nature of their connection. The song blends playful swagger with emotional depth, showcasing SZA’s storytelling ability and versatility as an artist.
In this article, we’ll explore the message conveyed in the song’s lyrics.
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“BMF” Lyrics Meaning
[Chorus]
Young and fine and dark and handsome
The boy from South Detroit keep bossing
And I can’t keep my panties from dropping
He’s so fly, fly
The chorus establishes the central theme of the song – an irresistible attraction to a confident, attractive man. SZA describes him as “young and fine and dark and handsome” and emphasizes his commanding presence. The repeated phrase “He’s so fly, fly” underscores her infatuation.
[Verse 1]
Going too fast, don’t hurt yourself
I can’t keep up with all the lies you tell yourself
You kinda cute, but play too much, don’t play yourself
I’m not the one, but we can still pretend this can be my man
You say you feel different when you with me, tell me anything
Compliment my energy, it’s different laying next to me
All I ask is don’t make me pull up and get to dumping
You know I can’t give no fucks, you know I’m with all the ruckus, can you?
In this verse, SZA explores the emotional complexity of the relationship. She acknowledges the fast pace and potential for self-deception, warning her partner not to hurt himself. She’s aware of the relationship’s temporary nature but is willing to pretend it could be more serious. The verse also highlights her independence and readiness to stand up for herself if necessary.
[Verse 2]
Ooh, he bossy, ooh, hе crip walkin’
Took me to Slauson and he slut me out
And when I got a problem, he get to packing
He ’bout all that action, call him Mr. Handle It
You know I’m hella different from them chickens you been trickin’ on
I can be your ride or die, get down your strongest bone
Trust me, boy, I’m good in every hood
Trickin’, finna fall in backwards
I’m just tryna show you what it would be like if you my man
This section delves deeper into the man’s personality and their dynamic. SZA admires his confidence and street credibility. She positions herself as different from his past partners, offering loyalty and strength. The verse ends with her desire to show him what a committed relationship with her would be like.
[Bridge]
Blowin’ money fast, it won’t last (Oh-woah)
Tryna make it last, ooh-oh
Blowin’ money fast
, we might crash (Mmm)
I’ll make it last, we’ll be— oh-oh
The bridge introduces the concept of “Blowin’ money fast,” which is likely what BMF stands for. This part reflects on the fleeting nature of their lifestyle and relationship, acknowledging that it may not last but expressing a desire to make it last as long as possible.
[Verse 3]
Ecstasy is just a pill away
Pop it up or you could screw today
I’m just tryna hear you say my name
Love to play your ruler, be your Jane
You could be my Tarzan, toss me up
Other hoes is lacking, call me up
Know my baby packing, why I’m stuck
That’s why he my man
The final verse explores themes of indulgence and escapism. SZA uses metaphors and cultural references to describe their passionate, adventurous relationship. She positions herself as irreplaceable in his life, recognizing his strength as a key factor in her attraction.
[Outro]
Blowin’ money fast, it won’t last (Oh-woah)
Tryna make it last, ooh-oh
Blowin’ money fast, we might crash (Mmm)
I’ll make it last, we’ll be— oh-oh
The outro repeats the “Blowin’ money fast” theme, reinforcing the idea of living in the moment despite knowing the relationship may be short-lived.
Deeper Meaning Behind “BMF”
SZA’s “BMF” is a sultry and vibrant exploration of desire, attraction, and the complexities of modern relationships. The song delves into the magnetic allure of a charismatic partner, while also touching on themes of wealth, danger, and living life on the edge.
At its core, “BMF” revolves around the intoxicating thrill of being swept up in a powerful connection. SZA’s lyrics paint a picture of a confident, charming love interest who captivates her attention. The chorus, with lines like “Young and fine and dark and handsome / The boy from South Detroit keep bossing,” captures the essence of admiration and attraction. This portrayal of the love interest as bold and daring adds to the song’s overall theme of indulgence and passion.
However, beneath the surface of attraction and desire, SZA weaves in elements of emotional complexity and vulnerability. In the first verse, she acknowledges the fast pace of the relationship and hints at potential deception, singing “Going too fast, don’t hurt yourself / I can’t keep up with all the lies you tell yourself”. This juxtaposition of intense attraction with wariness creates a compelling push-and-pull dynamic throughout the song, reflecting the often complicated nature of romantic entanglements.
The title “BMF,” which likely stands for “Blowin’ Money Fast,” adds another layer to the song’s meaning, suggesting themes of extravagance and living in the moment. This interpretation aligns with the overall tone of the track, which embraces indulgence and passion without apology. By intertwining these themes with her candid exploration of attraction and emotional vulnerability, SZA creates a nuanced portrayal of modern romance that resonates with listeners on multiple levels.

Jacob Carter is a lyricist. He created the lyrics writing course to teach people how to analyze and write lyrics. He graduated from the University of Oxford with a degree in English Literature, so he’s skilled at playing with words.
He’s also an amateur guitarist, which means he knows music and melody very well. With this background, he’s a great lyricist you can rely on to learn writing lyrics.